Money and Banking at Thailand
Money. This question worries, if not all, then many. Let's start with the basics, for beginners. In Thailand, the national currency is Thai baht (THB), and only baht can be used to pay everywhere throughout the country.
For our mind the best way for using money in Thailand, it is make debit Thailand baht plastic card in SuperRich. You can do that directly in their airport branch. This company have that special service for tourist. You need just passport for opening the card in local Thailand baht currency. Later, you can pay everywhere without commission that card, and take money without commission from any ATM in Thailand.
That company provide the best rate for currency exchange, more
better when Thailand Banks.
Check all information about Cash Card on their website.
Dollars: change everywhere, but at different rates. For example, at Suvarnabhumi Airport, we recommend changing money at SuperRich money exchange. On Koh Chang, you can make an operation at Siam Commercial Bank on Chai Chet only. Please note that in banks money can be exchanged only by presenting the original passport.
The situation is similar with the Euro.
So, how to withdraw money from an ATM. Most often you will find banks Bangkok Bank, Siam Bank, Kasikorn Bank, Krungthai Bank, Kasikorn Bank and others. They differ in colour: Bangkok Bank - blue, Siam - purple, Kasikorn - green, Krungthai - light blue.
All ATMs issue 20,000 baht at a time (except for Bangkok Bank, here the limit is 25,000, and Krungsri Bank 30,000thb).
The withdrawal fee is 200 baht, so it is better to withdraw the maximum possible amount immediately, so as not to pay this commission for each withdrawal.
Withdraw money from the card, but no commission is possible. To do this, you need to come to the cashier of a Thai bank with a card and original passport and ask the operator to withdraw money for you. Of course, employees are reluctant to take this deal, and may try to send you to an ATM - but feel, that you want to take from cashier.
This, you can withdraw any amount you need
(normal limit per day is 150,000thb, in Krungthai Bank 200,000thb).
Beach on Koh Chang Island